Commercial Property Insurance
Serving the unique needs of businesses in Queens, Brooklyn, Kings, Manhattan, Staten Island, Richmond, Nassau, Suffolk and all of New York
One of the most common types of business insurance, commercial property insurance provides a wide range of coverage for buildings, inventory, equipment, tools and more. Losses from fire, break-in, vandalism, windstorm and other natural or manmade disasters are examples of what is typically covered.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Robert Pehnke Corp can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today Info@Pehnke.Com.
A basic commercial property insurance policy may be all you need, although the types of coverage can vary between different insurance companies. As an independent agent, Robert Pehnke Corp can help you determine the type of insurance policy and range of coverage that is best for your business. For a full list of coverage available, or to learn more about this product, contact us today Info@Pehnke.Com.
New York - What you need to know about commercial property insurance
Building
Do you own a commercial building? If so, do you have enough commercial property insurance to cover replacement costs? Although cost estimators are available, we recommend that you secure an appraisal from a third party to accurately determine the current replacement cost of your building. Give Robert Pehnke Corp a call today at 718-657-4100, and we’ll help you determine if you have enough commercial property insurance for your business.
Flood
Most commercial property policies exclude flood as a covered cause of loss. A separate policy must be purchased to protect you from resulting damage. Check your current property insurance policy to be sure you are covered. If you’re unsure, just ask Robert Pehnke Corp to review your coverage, and we’ll help you find the best solution.
Business Income (Business Interruption Coverage)
This coverage reimburses a business owner for lost profits and fixed expenses during the time that a business is closed. It applies while the premises are being restored because of damage from an event, such as a fire. Business income insurance may also cover financial losses that occur if civil authorities limit customer access to your neighborhood or business after a disaster. Robert Pehnke Corp strongly recommends that all businesses acquire this coverage.
Electronic Data Processing (EDP)
This coverage is separate property coverage specifically designed to protect your computer related equipment. Most commercial property policies have limited coverage for computer networks. EDP broadens the causes of loss to include things like power surges and in some cases virus attacks.
Based in New York, Robert Pehnke Corp understands the business insurance needs of our customers. The right coverage for you is unique – call us at 718-657-4100 or Info@Pehnke.Com today to find out how to protect your business and your future with the right insurance.
Based in New York, Robert Pehnke Corp understands the business insurance needs of our customers. The right coverage for you is unique – call us at 718-657-4100 or Info@Pehnke.Com today to find out how to protect your business and your future with the right insurance.